Editor Reviews

Zip is an incredibly convenient and affordable method for shopping and deferred payments. With Zip Pay, you can make purchases ranging from $350 to $1,000 without incurring any interest, and you don't need to settle the bill until the end of the following month. Utilize Zip Pay at all Visa-accepting retailers, whether for groceries or fashion. Combine your purchases into a flexible payment plan tailored to your preferences – weekly, bi-weekly, or monthly. For larger purchases up to $5,000, try Zip Money, which offers interest-free periods (up to 5 years with select partners) on every transaction. The option to choose your repayment frequency and amount grants you ultimate flexibility based on your requirements.

Zip provides incredible benefits such as fantastic discounts, attractive deals, and cashback rewards! While shopping at participating Zip merchants, you can effortlessly earn cashback. Moreover, with Zip Money, you gain access to special offers and can take advantage of interest-free periods of up to 5 years at chosen partnering stores.

To assist you in managing your finances, Zip provides useful tools such as payment reminders, balance checks, access to statements and transaction history, and the ability to manage repayment options. With Zip Pay, ensure you make a minimum monthly payment, as there's a $7.95 monthly account fee. However, if you settle your balance on time, you can avoid this charge. For Zip Money, a credit check is conducted beforehand. A $7.95 monthly account fee applies, along with additional charges and interest if you don't clear your purchase within the interest-free period.

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Zip: Shop everywhere. Earn cashback