Editor Reviews

The Laybuy app is incredibly convenient and user-friendly. It allows you to shop at numerous stores globally, whether you're shopping in-store or online. The greatest advantage is that it securely stores your payment information with a single login. In-store, you simply need to scan your unique barcode on the app to use Laybuy for payment - no irritating SMS notifications required! Additionally, the app offers useful features such as tracking payment due dates, early order payments, and monitoring available credit.

Laybuy's shop directory is a treasure trove for all the shopping enthusiasts out there! They offer a wide range of retailers, including major players in the industry. With thousands of options available, you will always find something exciting to purchase. Plus, they provide exclusive deals to enhance your shopping experience.

While Laybuy offers interest-free payments, it is crucial to use the service responsibly. Essentially, you must pay off each purchase in six weekly installments. If you miss a payment, you will incur fees. Specifically, a £6 late fee will be charged just 24 hours after the due date. Additionally, if your payment is seven days late, another £6 fee will be added. The maximum amount of late fees for one purchase is £24. If payments are not made, it could negatively impact your credit score and restrict your access to Laybuy and other credit services in the future. It is important to settle any outstanding amounts promptly to avoid potential consequences such as having your debt sent to a collection agency. It's best to address this issue as soon as possible!

Features

Shop now and pay later with Laybuy! The great thing is, you can divide your payment into 6 interest-free instalments within a few weeks. Treat yourself without any additional fees to worry about!