Editor Reviews

Paidy is a convenient payment service that allows you to make purchases instantly and pay for them later using your phone. You don't need a credit card or pre-registration. You can shop at over 700,000 stores, including major retailers such as Amazon and SHEIN. At the beginning of the following month, you will receive a bill consolidating all your purchases, and you can choose how to settle it - either at a convenience store, through automatic debit transfer, or by traditional bank transfer. It's simple! You can even make payments at popular convenience stores like Lawson, Ministop, FamilyMart, Seicomart, and 7-Eleven. The best part is that Paidy offers features like browsing for products in the app and completing your purchase directly within the app. Shopping has never been easier!

Paidy offers a convenient shopping experience by allowing you to split your purchases into monthly payments without any interest. You have the option to pay in 3, 6, or 12 installments. Additionally, you can use their virtual card as a Visa credit card for online stores that accept it. If you prefer a physical card, Paidy has that option available as well, which can be used at any store accepting Visa. To help manage your spending, Paidy lets you check your spending limit and set a budget to avoid overspending. Apple users can also enjoy exclusive benefits with Paidy Plus for Apple, such as zero-interest installment plans for up to 36 months. However, please note that the 3pay, 6pay, and 12pay features for Paidy Plus are not available for Apple users.

Paidy is ideal for individuals who dislike carrying cash, prefer receiving one consolidated bill each month, and worry about reaching the limit on their credit cards. It is also beneficial for those who prefer making monthly payments in small increments without any additional fees and want the flexibility to choose their preferred payment method, whether it be at a convenience store, through automatic debit transfer, or directly from their bank account.

Features

Paidy is a convenient way to purchase items without having to pay in advance. Simply use your email and phone number to shop effortlessly.